Our website, pera-online.com, does not charge any interest rates for using funds. The service operates transparently. We do not take any interest or fees. Our service is free of charge to use.
Your lender sets the penalties for late payments in your contract. Lenders in the Philippines set their own interest rates and penalties for late repayments.
It is important to note that all financial relationships are between you and your financial institution, not pera-online.com. We are not a lender and never act as such. As a service, we only match borrowers and financial institutions by offering a selection of companies that provide cash loans up to ₱25000 for a period of four months.
The lender will determine its own policies regarding loan provision and payment. The borrower agrees to the terms remotely directly on the lender’s website. You, as the borrower, may choose to accept or decline the terms offered in the loan terms. Your agreement details the loan amount, currency, period of use for the funds, and your obligations.
pera-online.com cannot access your loan agreements. If you have questions regarding your loan agreement or repayment, contact your financial institution directly through the means of communications detailed on their website.