Pera Online

Money fast

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply for a Loan

Immediately

The average time to receive money is less than 15 minutes, quickly and without leaving home

Simply

Minimum of documents and the easiest application procedure

Beneficial

For new customers, a loan with a transfer to a card at 0% up to ₱ 153,000

Comfortable

The money is credited to the card immediately after the loan is approved and the contract is signed

Requirements:

Bank account

Only from the age of 18

Passport details

Phone and email

How Does It Work?

1

Compare the most suitable solutions according to the conditions

Find the best offers from the presented ones, and click "Get"

2

Apply

Send a request to 2-3 companies. This will increase the chances of getting a loan

3

Get the money

As soon as the loan is approved, the money will come to your bank account immediately

Hurry up! There are very few options left!

09:59

We are trusted by thousands of people

Daniel

This is the greatest company, like a true friend. Just apply, and it will help you for sure, no questions asked. I’ll definitely use this company’s services and recommend it to all my friends. Thank you very much and good luck!

Mark

I only took loans in banks before. I was sure that they wouldn’t let me down, as the rates were reasonable. I once needed a small amount, though, and found out that the insurance cost more than the interest itself. Now, when I need just a little money, I get a loan through pera-online.com. The team works well and everything is transparent. I’m glad that I can pay the real amount without fees.

Jacob

I really had to buy medicins when I ended up in a hospital, and I was too ashamed to ask my children for help. Thank you pera-online.com for your website simplicity. I borrowed money until my retirement check arrived and paid it back in full in just three weeks.

Apply for a loan?

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Material Disclosure

pera-online.com matches loan offers to customers, acting as an intermediary between them and licensed financial institutions. pera-online.com is not a financial institution, bank, or lender. It is not responsible in any way for loan agreements or terms. All calculations are approximate. Please check the lending institution’s website for the relevant terms and conditions.

Repayment Periods and Interest Rates

The APR is the cost of borrowing a loan, expressed as a nominal annual interest rate. As pera-online.com is a credit broker and not a lender, we cannot guarantee a particular annual percentage rate. Annual percentage rates typically range from 0% to 36%. Repayment periods for loan products usually range from four months to six months. Before accepting a lender’s offer through our system, please make sure to read through the loan agreement carefully, since interest rates and repayment terms may differ from those listed on this website.

Collection Process

Most lenders will contant you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Default

pera-online.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.
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