Pera Online

A loan in an instant

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply for a Loan

Quickly

We issue loans in the shortest possible time, without visiting the office

Easily

Minimum of documents and the easiest application procedure

Profitably

For each new customer, a loan with a transfer to a card at 0% for an amount up to ₱ 153,000

Comfortable

As soon as the loan is approved and the contract is concluded, the money will arrive within a few minutes

Requirements:

Bank account of an individual

18+

Passport details

Phone and email

How Do I Apply for a Loan?

1

Compare all the offers and choose the best

You need to select companies by clicking the "Get" button

2

Request

To increase the chances of getting money, select several companies

3

Get the money

If the response to the application is positive, the loan will be received within a couple of minutes

Hurry up to get the best offer!

09:59

Thank you for your feedback on our loan matching service

Christian

I’ve got a bad credit history, but no more knocking at the bank doors for nothing for me since this service emerged. Thank you!

Jacob

It’s a very convenient service. I’m always calling on their aid at the worst times, and they have never refused to help so far. Don’t have any trouble with this company.

Daniel

It’s a fast and convenient service that works from your phone. It’s simple to understand (special thanks for that). I sent in an application and got the money ton my bank account quickly.

Discover the perfect offer!

Frequently asked questionsPrivacy policyContactsCommission and Fees
CookiesAbout usHow it worksTerms and Conditions

Responsible Lending

pera-online.com is not a lender, nor does it take any decisions regarding loans. pera-online.com finds lenders for customers based on their application information. It earns a commission, paid by the lender, for providing advertising services. We cannot guarantee that a lender will accept your application or that they will offer you loan terms that will suit your needs. Not all lenders can provide loans of up to ₱ 25 000. The time it takes to process and transfer a loan depends on the lender. This website does not directly endorse any particular product or service. Any information on this website is approximate in nature. Some lenders may perform a credit check with a credit reporting agency as a loan condition.

Repayment Periods and Interest Rates

The loans offered on this website through Fininity Ltd have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Our repayment periods are typically 120 days. Rates vary from 0% to 36%. Interest rates vary from lender to lender. Your situation and credit score will affect the rates offered to you.

Collection Policy

Most lenders will contant you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Default

pera-online.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Extensions

If you would like to extend your loan, you should contact your lender before missing a payment. Most lenders charge the same interest rate and commissions for another month on the total amount due. The loan may be renewed or extended automatically in the event of late or nonpayment. Additional interest and/or fees may be charged to your account. Please, think carefully before extending your loan, as doing so may substantially increase the amount you pay.

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